If you are receiving Social Security Disability Insurance (SSDI) benefits in Mississippi, you may wonder whether you can still work without losing your benefits. The good news is that the Social Security Administration (SSA) allows certain types of work activity under specific rules. Understanding these rules can help you avoid putting your benefits at risk.
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Understanding Work and SSDI Rules
The SSA has strict definitions of what counts as "substantial gainful activity" (SGA). In 2025, the SGA limit is:
- $1,550 per month for non-blind individuals
- $2,590 per month for blind individuals
If you earn more than these limits, you may be considered able to work and could lose your SSDI benefits.
Trial Work Period (TWP)
The Trial Work Period allows SSDI recipients to test their ability to work without immediately losing benefits.
- You can earn any amount of money for 9 trial months within a rolling 60-month period.
- A month counts as a trial work month if you earn over $1,110 (2025 figure).
- During the TWP, you’ll still receive your full SSDI benefits regardless of earnings.
Extended Period of Eligibility (EPE)
After your trial work period ends, you enter a 36-month Extended Period of Eligibility.
- You’ll still get SSDI benefits for any month your earnings fall below the SGA limit.
- If your earnings rise above the SGA limit, your benefits may stop for those months.
- If your work later drops below the limit, benefits can restart without a new application.
Special Work Incentives in Mississippi
The SSA provides additional incentives to help people in Mississippi return to work safely, including:
- Impairment-Related Work Expenses (IRWE): Costs for things like medication, medical devices, or transportation needed for work may be deducted from your income.
- Ticket to Work Program: A voluntary program offering job training, counseling, and support while protecting your benefits during the transition back to work.
- Medicare/Medicaid Extensions: In many cases, health coverage continues even if SSDI payments stop due to work activity.
Key Takeaways
- You can work while on SSDI in Mississippi, but earnings limits apply.
- The Trial Work Period and Extended Period of Eligibility provide flexibility.
- Reporting your work activity to SSA is critical to avoid overpayments or benefit suspension.
- An SSDI attorney can guide you through the process to protect your benefits.
How Hogan Smith Can Help
Navigating work while on SSDI can be confusing. Hogan Smith can:
- Explain the SSA’s work rules in clear, simple terms
- Help you track your income to stay under SGA limits
- Assist with reporting requirements to avoid penalties
- Guide you through Ticket to Work and other incentive programs
- Protect your benefits if SSA challenges your work activity
Contact Hogan Smith Today
Working while receiving SSDI benefits in Mississippi doesn’t have to feel risky or overwhelming. At Hogan Smith, we understand the SSA’s rules and how they apply in real life. Whether you’re considering part-time work, self-employment, or returning to your old job, we’ll help you make informed decisions without jeopardizing your benefits.

Call today for a free consultation and let Hogan Smith be your partner in protecting your SSDI benefits while exploring your work options.
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