Can you work part-time while on SSDI in Mississippi?
By Hogan Smith
Updated 09/17/2025
Many Mississippi residents receiving Social Security Disability Insurance (SSDI) wonder if they can still earn money by working part-time. The short answer is yes—but only under strict Social Security Administration (SSA) rules. Understanding these limits is important so that you don’t accidentally put your benefits at risk.
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1. SSDI and the Substantial Gainful Activity (SGA) Limit
The SSA uses a benchmark called Substantial Gainful Activity (SGA) to determine whether you are working too much to qualify as disabled.
- In 2025, the SGA limit is $1,550 per month for non-blind individuals and $2,590 per month for blind individuals.
- If you earn above this amount from work, the SSA may decide you are no longer disabled under their rules, and your SSDI benefits could stop.
This means Mississippi residents can work part-time, but income must stay below these limits to maintain eligibility.
2. The Trial Work Period (TWP)
The SSA also offers a Trial Work Period (TWP) for people on SSDI who want to test their ability to return to work without immediately losing benefits.
- In 2025, any month where you earn over $1,110 counts as a trial work month.
- You can use up to nine trial work months within a 60-month period.
- During the TWP, you continue receiving full SSDI benefits regardless of income, as long as you report your work activity.
This program provides a safety net if you want to see whether part-time or full-time work is possible.
3. Extended Period of Eligibility (EPE)
After the Trial Work Period, you may enter the Extended Period of Eligibility (EPE), which lasts 36 months.
- During the EPE, if your monthly earnings stay below the SGA limit, you continue receiving SSDI benefits.
- If your income goes over the limit in any given month, you may not receive SSDI for that month.
This flexibility allows Mississippi residents to try part-time work while keeping SSDI protection if their health prevents consistent employment.
4. Reporting Work to the SSA
It is very important to report all work activity to the SSA if you are on SSDI in Mississippi. You must notify the SSA about:
- When you start or stop working.
- Changes in your job duties, hours, or pay.
- Any work-related expenses due to your disability (such as special equipment or transportation costs).
Failure to report work accurately could lead to overpayments, which the SSA will require you to pay back.
How Hogan Smith Can Help
At Hogan Smith, we help Mississippi residents protect their SSDI benefits while exploring part-time work options. Our team can:
- Explain how SGA limits apply to your specific situation.
- Guide you through the Trial Work Period and Extended Period of Eligibility rules.
- Ensure you properly report earnings to the SSA to avoid overpayments or benefit termination.
- Represent you if the SSA challenges your eligibility after you begin working.
Contact Hogan Smith Today
If you’re asking can you work part-time while on SSDI in Mississippi, the answer is yes—but only if you follow SSA’s income limits and reporting requirements. Don’t risk your benefits by guessing. Call Hogan Smith today for a free consultation. We’ll explain your options, review your case, and help you work safely within the SSA’s rules while keeping the benefits you depend on.
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